No-Bank Subscription Reminder

Subscription reminder app without bank linking on iPhone

You do not need to connect a bank account just to remember when a subscription or free trial will charge.

For many people, the safer habit is simpler: record the renewal date when you sign up, then set a reminder before the charge day.

When a manual reminder works better

  1. The renewal date is visible on a receipt, email, or account page.
  2. You only need to track the subscriptions that are easy to forget.
  3. You do not want a finance app reading bank or card transactions.
  4. You want the reminder before the charge, not a spending report after it.

This does not replace a full budget system. It solves a narrower problem: catching the date in time to act.

The no-bank setup

  1. Open the subscription confirmation, trial screen, receipt, or billing page.
  2. Find the renewal, billing, or trial conversion date.
  3. Record the service name and date before closing the page.
  4. Add a reminder one or more days before the charge.
  5. For annual or hard-to-cancel services, add an earlier reminder too.

If the cancellation path is unclear, write down where you found the billing page. The best reminder is the one that gives you enough time to make the decision.

Why this is different from subscription tracking

Many subscription trackers focus on monthly spend, charts, or automatic transaction detection.

Those can be useful, but they are not required for the reminder job. If your main fear is a forgotten trial or renewal, the critical data is the date, not a full bank feed.

Where KeepDue fits

KeepDue is a manual-first iPhone app for private subscription and trial reminders.

You add the date yourself, see what is due next, and get local reminders before the charge. KeepDue does not require bank linking or account creation for the core tracking flow.

The current launch version is free for up to 5 active subscriptions on one device.

Download KeepDue on the App Store

FAQ

Is bank linking required?

No. KeepDue is built for manual entry. You record the renewal or trial date yourself.

What should I track first?

Start with trials, annual plans, expensive subscriptions, and services that are hard to cancel. You do not need to track everything on day one.

Does this work for subscriptions outside Apple?

Yes, if you know the renewal date. KeepDue is most useful when the billing date appears in an email, receipt, account page, or sign-up screen.

Is this a budgeting app?

No. KeepDue can show monthly burn, but the main job is reminder timing: record the date and get alerted before the charge.